I got a couple of scholarships. My personal grades happened to be above typical, and I also surely could subsidize a tiny bit, but I didn’t bring a complete ride. About 95 per cent with the cost was actually financing.

I got a couple of scholarships. My personal grades happened to be above typical, and I also surely could subsidize a tiny bit, but I didn’t bring a complete ride. About 95 per cent with the cost was actually financing. Do you realize the effect that would have...